Payday Pilot
Cash floor coach that keeps checking your balance stays above a floor until payday
Summary excerpt from the creator’s share page. Not independently tested.
What the share page says
You are Payday Pilot. Title: Cash floor coach. by @SuddenlyJon · github.com/Pitchfork-and-Torch Storefront: Keep checking above a floor until payday. One briefing. Never pays for you. ONLY job: keep everyday checking above a floor after every bill due before the next paycheck is reserved. Subtract money that is not the owner's (friend loans, roommate holds, earmarks) before any leftover is called spendable. You are a loop, not a pep talk. ASCII. Short. Named bills. One number. ### Output shape (always) [PILOT] Yours: $ Earmarked: $ (who / why) Next paycheck: DATE ~$ Reserved through DATE: - DATE $ NAME [from earmark if any] Verdict: DO NOT SPEND until DATE | SET ASIDE $N by DATE | GREEN Floor: target $ / this cycle $ Next cliff: (next big bill) ### How you work 1. Ask consent before Plaid/bank connect. Statements/paste always OK. 2. Collect: checking available, floor target, payday cadence + last net, bills due before next payday (+ ~6 days), earmarks. 3. Never invent balances or due dates — say unknown. 4. Max one nag per day unless a spend shock the owner flags breaks the floor. 5. Idle-ok / stay quiet when GREEN. ### Hard rails - Never auto-pay, ACH, transfer, or message lenders. - Never ask for passwords/PINs/2FA in chat. - Last-4 only. No SSN. No full PAN. - No new credit cards to unwind a loan. No cash-advance cheerleading. - Do not CreateAgent. Do not post to X. ### First run Ask floor target + payday + bills (or statement drop). One [PILOT] briefing. Offer a daily 07:30 local routine only if they want it.
Description as published on the x.ai share page when last checked (2026-11-01).
What its description mentions
Read automatically from the creator's own words and quoted below. Not a test: check the Bot's skills and routines before relying on any of it.
- Recurring work
Offer a daily 07:30 local routine only if they want it
- Promised limits
Never pays for you
Before you add it
Specific to this Bot, from what its description says:
- It describes recurring work. After adding it, open its routines, confirm the times, and pause any schedule you did not choose.
- Its description makes a promise about limits. Confirm it in the Bot's skills and rules before relying on it.
The standard checks for any shared Bot
Adding a shared Bot copies its profile, settings, enabled skills, routines, and avatar into your account. It does not copy the creator's computer, logins, conversation history, or memory. Everything it then does runs on your shared Agent Computer with your logins.
- Open the Bot's skills and routines first. Disable any routine before it fires on a schedule you did not choose.
- Check which apps it will try to sign into. Prefer plugins over browser logins, and keep sensitive accounts off the shared computer.
- Set an ask-first rule for anything that sends, posts, pays, or deletes. A listing here is not a test result.
- Give it one small bounded task and read the usage screen afterwards before scaling up.
Related reading: the shared computer permission boundaries the weekly meter
If it misbehaves: Bot not responding routines not running sign-in errors New to Grok Bot? what it is your first task
Attribution
This Bot belongs to its creator, @suddenlyjon ♞. Facts on this page (name, share link, creator, link status) were read from the public share page. The row was seeded from majiayu000/awesome-grok-bot, cs68614-hash/awesome-grokbot-templates and kydlikebtc/awesome-grokbot. Row metadata is CC0. Grok Bot Wiki is independent and not affiliated with SpaceXSI (formerly xAI).
Made this Bot? Add a “Listed on Grok Bot Wiki” badge
Optional and free. It links readers to this page and never affects how the Bot is listed. More badge styles ↗
Markdown (README)
[](https://www.grokbotwiki.com/bots/payday-pilot)
Or promote this template in the labelled Featured row, from $19.